A good finance broking service goes well beyond finding you the cheapest loan. Finding a package that is best suited to your lending needs now and into the future looks very different for everyone.
It a lender says emphatically 'no' that doesn't necessarily mean the end of your investment, business or home loan plan. It simply means that their current policy doesn't cover your lending need at that time.
Presidio Finance Consulting has over 40 accredited lenders at our fingertips. Most of these lenders include the major banks, second tier banks, building societies, mortgage managers and credit unions. We have a broad overview of what each tender is offering - and it constantly changes.
Case study:
James came to see me when his bank declined his application for a $500,000 bank guarantee to set up a business. He intended going into this business with two others who saw the potential in the much overlooked niche market opportunity. But it could not happen unless he came up with the $50,000 to secure the guarantee.
We looked at each director's situation, sourced funds from different lenders, using different lending policies to our advantage. As a result funds were raised to enable them into their business venture. This is in stark contrast with the trip to their bank's business manager who wielded a stop sign.
I have every confidence that they are on to a great business opportunity, which will make them all significant incomes in the future. All they needed was someone to provide some creative thinking to help get started.
Shayne Cook is a full member of the Mortgage and Finance Association of Australia and holds a Diploma of Financial Services (finance/mortgage broking management). Shayne offers a free first consultation.
We handle:
• Investment Loans
• Re-financing
• Home Loans
• Commercial and Business Loans
• Structure/Cashflow/Project Management
• Equipment/Car finance for your business
• Borrowing for property in a Self-Managed Superannuation Fund
• Ongoing Credit Advice
• Ongoing negotiation with Financiers to ensure you are looked-after
